Settlement is the final act. In Virginia, closings are administered by a settlement attorney or licensed title company. You will review and sign your Closing Disclosure (delivered three business days prior for a reason — read it), the note, the deed of trust, and a stack of ancillary documents. Wire your funds only after verifying instructions by phone with a number you already have — wire fraud is the single largest financial threat at this stage.
When the deed is recorded, the home is yours. I hand you the keys personally. And then — because this is a thirty-five-year practice built on relationships, not transactions — we stay in touch. For refinancing questions, for contractor referrals, for the market update every spring, for the next home when the time comes.
Closing Disclosure
Every dollar, three business days before signing. We line-item-review it together.
Wire Discipline
Verify wiring instructions by phone using a number you already trust. Never wire from an email.
After the Closing
Utility transfer confirmations, tax record updates, homestead filings, and your first-year maintenance calendar.
- Closing Disclosure
Every dollar, three business days before signing. We line-item-review it together.
- Wire Discipline
Verify wiring instructions by phone using a number you already trust. Never wire from an email.
- After the Closing
Utility transfer confirmations, tax record updates, homestead filings, and your first-year maintenance calendar.