Settlement is the meeting (in person or remotely) where you sign the loan and closing documents, funds are disbursed, the deed is recorded, and the keys are handed over. In Virginia, settlement is administered by an attorney or title company. Plan on 45–90 minutes.
Key Points
Bring
Government-issued ID and any cashier's check or wire confirmation.
Wire Fraud
The #1 threat at this stage — always verify wiring instructions by phone with a number you already have.
The Buyer's Checklist
- Bring
Government-issued ID and any cashier's check or wire confirmation.
- Wire Fraud
The #1 threat at this stage — always verify wiring instructions by phone with a number you already have.