Clear-to-Close (CTC) is the milestone every buyer waits for: the underwriter has reviewed your file end to end — income, assets, credit, appraisal, title — and confirmed the loan is ready to fund. From CTC, we typically close within three to five business days.
Key Points
The Discipline Window
Between contract and CTC — no new credit, no large deposits, no job changes.
Closing Disclosure
Delivered at least three business days before closing detailing every dollar.
The Buyer's Checklist
- The Discipline Window
Between contract and CTC — no new credit, no large deposits, no job changes.
- Closing Disclosure
Delivered at least three business days before closing detailing every dollar.